We offer advisory and insurance services that are distinct yet work together comprehensively.
Advisory & Investment Management
Insurance & Risk Management
At Link Wealth, we take a hands-on, fully individualized approach to financial planning and investment management. Because we work with individual accounts rather than group models, we can customize to fit your specific situation - your goals, your timeline, your tax picture. No two clients look alike, and neither do their plans or investment solutions.
We work with you to understand your income needs, your timeline, your Social Security options, your healthcare costs, and the lifestyle you're working toward. Then we build a plan that connects all of those pieces into a clear, coordinated strategy.
We actively manage your individual investment accounts with strategies built specifically around you. We don't place clients into pre-built model portfolios. Every decision is made at the account level, with full flexibility to use individual securities, ETFs, or more advanced techniques when appropriate for your situation. Our size allows us to be nimble - adjusting when the market changes, when your life changes, or when opportunity arises.
Taxes are one of the largest expenses in retirement - and one of the most manageable with the right strategy. We look at your full financial picture to identify opportunities to reduce your tax burden today and in the future. This includes Roth conversion planning, IRA rollover strategy, asset location, and coordinating withdrawals to minimize what you owe across your retirement years.
Whether you're trying to maximize your employer plan, understand your investment options, or prepare for a transition, we help to provide clear guidance on your 401(k) - including resources focused specifically on workplace retirement accounts.
401(k) Services provided by 401(k) Maneuver. Learn more here.
At Link Financial, protecting your financial future starts with understanding your full picture. Our insurance and risk management services are conversational, fully customized, and built around you - not a product catalog. We need to know all about you and your needs as a fiduciary to do things that are genuinely in your best interest.
One of the greatest concerns people carry into retirement is the fear of outliving their money. Lifetime income planning is about building a strategy that provides reliable, sustainable income for as long as you live - regardless of how long that is. We help you understand the tools available, including annuities and other income vehicles, and whether they make sense for your specific situation.
Legacy planning is about making sure the people and causes you care about are taken care of the way you intend - and that your assets pass as efficiently as possible. We help you think through how your accounts are titled, who your beneficiaries are, and how your assets are structured. We work alongside your estate attorney to make sure the financial and legal pieces fit together into a cohesive plan.
Navigating Medicare can be confusing and overwhelming. There are deadlines that carry permanent penalties, plan types that are hard to compare, and costs that vary widely depending on your situation. We walk you through your options - Part A, Part B, Supplement plans, Advantage plans, and Part D drug coverage - so you can make an informed decision that fits your health needs and your budget.
Life insurance is one of the most important tools for protecting the people who depend on you. We help you understand your options clearly - without pressure - and find coverage that fits your situation. Whether you need income replacement, debt protection, or a tool for legacy planning, we take the time to understand what you are trying to accomplish before recommending anything.
Social Security Strategies
When you claim Social Security - and how you claim it - can make a significant difference in the total income you receive over your lifetime. There's no single right answer; the best strategy depends on your age, your health, your spouse's situation, your other income sources, and your retirement goals. We help you understand your options and make a decision you feel confident about.